Portica Securities
Private Lending, Reimagined
Boutique, flexible commercial lending for borrowers and investors. Fast, transparent, and tailored.
Portica Securities
Private Lending, Reimagined
Boutique, flexible commercial lending for borrowers and investors. Fast, transparent, and tailored.
Flexible Lending Solutions, Built for You
Lending solutions that keep your opportunities moving.
Tailored structures to match your project, not a one-size-fits-all product. Short-term bridging loans, development funding, equity release, and more.
Grow With Portica
Partner with a team committed to strong outcomes.
Access carefully curated private credit opportunities and balance return and risk with disciplined, active management.
Lend. Invest. Develop.
Portica is a private lender providing intelligent, flexible solutions for Australia’s commercial finance market. We specialise in structured lending and investment opportunities that deliver clarity, speed, and confidence.
Built on three core principles, responsibility, reliability, and expertise, Portica partners with clients to achieve outcomes that are both efficient and secure. Our approach combines institutional discipline with private agility, ensuring every transaction is carefully managed and purpose driven.
OUR TEAM
Portica’s team blends industry knowledge with hands on experience to provide practical, tailored solutions. We work closely with clients, investors, and partners to deliver secure, effective outcomes at every stage.
Simon Howlett
Simon brings decades of experience in private credit and investment strategy, guiding Portica’s lending solutions with extensive insight and precision. He is committed to delivering structured, secure opportunities for both investors and borrowers. Simon’s expertise ensures every deal aligns with Portica’s stringent standards and long-term vision.
Brodie Stewart
Brodie fosters strong broker and investor relationships, connecting opportunities with the right capital efficiently. With a deep understanding of the private credit landscape, he ensures smooth deal execution and transparent communication throughout the process. His hands-on approach helps Portica deliver tailored funding solutions with speed and reliability.
Georgina Farrar
Georgie drives the strategic growth and brand direction of Portica, ensuring our services are clear, accessible, and client-focused. With a strong eye for operational efficiency and communications, she coordinates initiatives that enhance both investor and broker experience. Her role ensures Portica’s approach remains professional, transparent, and innovative.
Simon Howlett
Simon brings decades of experience in private credit and investment strategy, guiding Portica’s lending solutions with extensive insight and precision. He is committed to delivering structured, secure opportunities for both investors and borrowers. Simon’s expertise ensures every deal aligns with Portica’s stringent standards and long-term vision.
Director
Brodie Stewart
Brodie fosters strong broker and investor relationships, connecting opportunities with the right capital efficiently. With a deep understanding of the private credit landscape, he ensures smooth deal execution and transparent communication throughout the process. His hands-on approach helps Portica deliver tailored funding solutions with speed and reliability.
Director
Georgina Farrar
Georgie drives the strategic growth and brand direction of Portica, ensuring our services are clear, accessible, and client-focused. With a strong eye for operational efficiency and communications, she coordinates initiatives that enhance both investor and broker experience. Her role ensures Portica’s approach remains professional, transparent, and innovative.
Administration
Areas of Focus
➤ SECOND MORTGAGE / MEZZANINE DEBT: Higher yield lending solutions providing strategic capital flexibility.
➤ FIRST MORTGAGE PRIVATE DEBT: Senior secured lending backed by real property for stability and transparency.
➤ NON-BANK LENDING: Alternative funding solutions offering speed and flexibility beyond traditional banks.
➤ ASSET FINANCE: Short-term facilities for acquiring or refinancing business assets and equipment.
➤ SME & COMMERCIAL LOANS: Working capital and property finance tailored to business growth needs.
➤ PROPERTY DEVELOPMENT & CONSTRUCTION LOANS: Structured funding supporting acquisition, development, and construction projects.
FAQs
Who is Portica?
Portica is a private credit and commercial lending firm specialising in structured finance solutions for borrowers and investors. We focus on first and second mortgage lending, property development funding, and private credit investments across Australia.
What types of clients do you work with?
We partner with commercial borrowers, property developers, brokers, and wholesale investors seeking reliable, transparent and flexible finance or investment opportunities.
How is Portica different from a bank?
As a non-bank lender, we offer greater flexibility, faster decision making, and tailored funding solutions that adapt to complex or time sensitive scenarios.
What types of loans does Portica provide?
We offer first and second mortgage loans, bridging finance, construction and development funding, asset finance, and business purpose loans.
OUR TEAM
Portica’s team blends industry knowledge with hands on experience to provide practical, tailored solutions.
Simon Howlett
Simon brings decades of experience in private credit and investment strategy, guiding Portica’s lending solutions with extensive insight and precision. He is committed to delivering structured, secure opportunities for both investors and borrowers. Simon’s expertise ensures every deal aligns with Portica’s stringent standards and long-term vision.
Brodie Stewart
Brodie fosters strong broker and investor relationships, connecting opportunities with the right capital efficiently. With a deep understanding of the private credit landscape, he ensures smooth deal execution and transparent communication throughout the process. His hands-on approach helps Portica deliver tailored funding solutions with speed and reliability.
Georgina Farrar
Georgie drives the strategic growth and brand direction of Portica, ensuring our services are clear, accessible, and client-focused. With a strong eye for operational efficiency and communications, she coordinates initiatives that enhance both investor and broker experience. Her role ensures Portica’s approach remains professional, transparent, and innovative.
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Grow Your Portfolio with Portica
Invest with confidence in Australia’s private credit market. Portica offers carefully structured first and second mortgage opportunities, providing consistent income and strong return potential through either diversified funds or direct, deal-by-deal syndicate participation.
Please note: Investment opportunities shown are made available via B. Moses Capital Markets Pty Ltd (ACN 648 799 235) in its role as trustee of the relevant Portica investment vehicles. Portica acts in an advisory and management capacity but does not directly offer or issue investments.
01
B Series
Fund
8.5
%*
p.a.
*Past performance is not an indicator of future performance.
A first mortgage credit fund offering investors access to a diversified pool of secured Australian property loans. Designed as a medium-term, income-focused investment, the B Series Fund delivers reliable returns to its investors through pooled exposure to a variety of high quality lending opportunities.
Key Features:
3+ year investment term
Semi-annual distributions
Pooled exposure across multiple loans
First mortgage security
“Set and forget” style investment for consistent income
02
C Series
Fund
12
%*
p.a.
*Past performance is not an indicator of future performance.
A second mortgage credit fund aimed at investors seeking higher yield through exposure to carefully selected subordinated loans. The C Series Fund combines strong return potential with a diversified, pooled structure, providing a medium-term, income-focused investment solution.
Key Features:
3+ year investment term
Semi-annual distributions
Pooled exposure across multiple loans
Second mortgage security
Suited to investors comfortable with a higher return profile
03
B Series
syndicate
8.5
%*
p.a.
*Past performance is not an indicator of future performance.
A first mortgage, deal-by-deal investment opportunity that gives investors direct access to specific property-secured loans. The B Series Syndicate offers transparency and flexibility, allowing investors to choose which individual loans to participate in, ensuring they align with their preferences.
Key Features:
Deal-by-deal investment selection
3–24 month loan terms (average 12 months)
Interest paid upfront
First mortgage security
Transparent, flexible and direct investment structure
04
c Series
syndicate
12
%*
p.a.
*Past performance is not an indicator of future performance.
A second mortgage syndicate providing investors with higher-yield opportunities through short-term, asset-backed loans. The C Series Syndicate offers direct participation in selected projects, combining income potential with flexibility and strategic reinvestment opportunities.
Key Features:
Deal-by-deal investment selection
3–24 month loan terms (average 12 months)
Interest paid upfront
Second mortgage security
Potential to enhance returns via strategic reinvestment
01
B Series Fund
8.5
%*
p.a.
*Past performance is not an indicator of future performance.
A first mortgage credit fund offering investors access to a diversified pool of secured Australian property loans. Designed as a medium-term, income-focused investment, the B Series Fund delivers reliable returns through pooled exposure to high-quality lending opportunities.
Key Features:
3+ year investment term
Semi-annual distributions
Pooled exposure across multiple loans
First mortgage security
“Set and forget” style investment for consistent income
02
C Series Fund
12
%*
p.a.
*Past performance is not an indicator of future performance.
A second mortgage credit fund aimed at investors seeking higher yield through exposure to carefully selected subordinated loans. The C Series Fund combines strong return potential with a diversified, pooled structure, providing a medium-term, income-focused investment solution.
Key Features:
3+ year investment term
Semi-annual (6-monthly) distributions
Pooled exposure across multiple loans
Second mortgage security
Suited to investors comfortable with a higher return profile
03
B Series sydicate
8.5
%*
p.a.
*Past performance is not an indicator of future performance.
A first mortgage, deal-by-deal investment opportunity that gives investors direct access to specific property-secured loans. The B Series Syndicate offers transparency and flexibility, allowing investors to choose which individual loans to participate in, ensuring they align with their preferences.
Key Features:
Deal-by-deal investment selection
3–24 month loan terms (average 12 months)
Interest paid upfront
First mortgage security
Transparent, flexible and direct investment structure
04
C Series sydicate
12
%*
p.a.
***14-15% potential effective return with strategic reinvestment
A second mortgage syndicate providing investors with higher-yield opportunities through short-term, asset-backed loans. The C Series Syndicate offers direct participation in selected projects, combining income potential with flexibility and strategic reinvestment opportunities.
Key Features:
Deal-by-deal investment selection
3–24 month loan terms (average 12 months)
Interest paid upfront
Second mortgage security
Potential to enhance returns via strategic reinvestment
ADDITIONAL INFORMATION
This website is operated by B. Moses Holdings PTY LTD and its affiliates on behalf of Portica Securities Pty Ltd (ACN 646 099 498). The information provided on this website is a general description of the services offered under Portica Securities and its affiliates only. It does not constitute advice, an invitation, a confirmation, an advertisement, an offer, or a solicitation to buy or sell any security or other financial products or services, credit or lending product, or to engage in any investment activity. Some products or services mentioned may only be suitable for some individuals and may only be available in some jurisdictions. All securities and financial products involve risks, and the past performance of any product described on this site is not a reliable indicator of future performance. Portica Securities Pty Ltd is a subsidiary of B. Moses Holdings Pty Ltd (ACN 649 654 482).
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